Template-Type: ReDIF-Article 1.0
Author-Name: Marta Maršíkov
Author-Name: Pavel Rousek
Title: Use of financial analysis for credit rating of enterprises applying for a loan
Abstract: The paper deals with a method of financial analysis applied by bank institutions in the Czech Republic used for assessment of reliability and solvency of a client applying for a loan. Clients are scored by financial ratios of financial analysis and according to the total sum a letter ranged from A to G is assigned. Further, the paper assesses 81 engineering and 112 construction enterprises according to the above mentioned methodology. An evaluation of the development of reliability and solvency in both sectors is discussed as well. Použití finanční analýzy pro úvěrové hodnocení podniků žádajících o úvěr
Keywords: bank, loan, business, financial analysis, reliability and solvency, banka, úvěr, podnikání, finanční analýza, rentabilita a solventnost
Journal: Littera Scripta
Volume: 4
Issue: 2
Year: 2011
Month: May
DOI: 10.36708/LS.2011.I02.002
File-URL: https://littera-scripta.com/articles/use-of-financial-analysis-for-credit-rating-of-enterprises-applying-for-a-loan-17628de4
File-Format: text/html
Handle: RePEc:rsg:littra:2011-026